Showing posts with label creditcard-debts. Show all posts
Showing posts with label creditcard-debts. Show all posts

Tuesday, May 10, 2011

Are u a Deal-Sucker?

Hi kawan kawan.
Nways today's topic is about deals, vouchers & coupons.
As we all know that Deals are the biggest current trend in Malaysia.Everytime we click on FB; there is always a Interesting deal everyday that some might call it a "Good bargain". Deals can be in many forms, some of em including buy 1 for 2 vouchers, 60-80% item discount, dining offers, travel + hotels, beauty therapies & many more  by the newly rising dot.com companies such as Groupon, Milkadeal & Mydeal.com. These deals are now are widely advertised in Facebook and various sites targeting young people, yuppies like us and also non-working mums.

The good part? The good thing from deals like this; we might get a good bargain, discounts and even shopping at our convenience in a click of a mouse. Items (buy 1 for 2) and massive 80% deals we can never get by going to those stores and even purchasing gifts for others or even taking up a new hobby such as golfing, shooting & water sports etc

The danger? Not reading the Fine Print + Conditions attached to it. Moreover if fail to monitor, they can be hazard to our expenditure and credit cards statements. As these lil bargains are quite addictive and if one has no control - you may end up being a addicted to them just like shopholics.

Monday, December 27, 2010

Do u have too much debt? + Effective debt management

I was talking to a fren of mine; on one afternoon; hearing ourselves complaining on monthly installments and how her credit card bills are mountaineering high. Actually our sighs of lows didn't surprise me at all knowing that its a common fad nowadays to have people like us btwn age range 25-30-s having such heavyload shoulders to pay at each end of the month ... oops...


To be honest; with the rise of goods of inflation. nothing is cheap these days. call it living with style - its almost as if we gotta spend so much more to be in touch with the current fashion or fad or whatever. 


If u notice; teenagers; students and the younger working generation - all seems to chase to grasp on the latest store item. Notice the latest ads on the newest magazine editions... call it Louis Vutton, Prada, Gucci, Coach, Miu Miu, bla bla bla..  seems like they're all the latest things to be MUST HAVES in most of their closets. Where do they find the money to spend? Relying on plain salaries are just not enough to have them all? 



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